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Sai Krupa Building 3rd Floor,304, Manjari-Hadapsar

Solapur-Pune Hwy Right Side Near SagarInn Hotel Pune

Quick Contact

+91 8888800767

Message @

awareproperties999@gmail.com

Inquiry

Home Loan

Home Loan

Aware Properties helps you to get home loan from various banks at very low interest rates. We also have a special scheme for our loan clients wherein Aware Properties Pvt. Ltd. will bear the Pre- EMI till the possession. This scheme is applicable for 9 Green and RatnaKamal projects only..

Loan Amount

Loan Amount to be sanctioned will be calculated depending upon your monthly income, cost of the property, your age, income stability, business profits, expenditure pattern and etc. When you apply with a co-applicant there is a chance to increase your loan amount. But all the necessary proof should be submitted of both the applicant and the co-applicant.

For Loan Application

  • The candidate applying for loan should be atleast 21 years of age with a regular source of income both for employed or self employed.
  • Fill up the application form provided by the bank.
  • After applying for loan there will be a face-to-face personal discussion from which the bank could get details apart from the details in the application form.
  • The information and procedures are same for all banks. You will be provided loan by the bank only after verifying all the details clearly. The same procedure is followed for commercial loan also.
  • Co-applicant or a Guarantor is compulsory for any home loan application.

Documents Required For Home Loan

  • 5 passport size photographs.
  • Photocopy of Photo Identity Proof i.e. Pan Card, Voter Id Card, Adhar Card, Company Id proof etc.
  • Photocopy of Address Proof i.e. electricity bill, telephone bill, ration card, property tax, leave & license agreement.
  • Photocopy of Investment documents if any, i.e. FD Certificates, Shares, any LIC policies with latest payment receipts, any fixed asset etc. or any other documents.

Additional Documents Required For Salaried

  • Latest 6 months salary slip and Form 16 of last 2 years.
  • Latest 6 months Bank Statements in which the salary gets credited.
  • Appointment or Confirmation Letter of employment.

For Self Employed

  • A brief introduction of Business/Profession.
  • Balance Sheet, Profit and Loss account and statement of income with Income Tax returns for the last 3 years certified by a Chartered Accountant.
  • A photocopy of Advance Tax payments (if applicable).
  • A photocopy of Registration Certificate of establishment under shops and Establishments Act/Factories Act.
  • Bank statements of current and saving accounts for the last 6 months.
  • A photocopy of any bank loan track record (if applicable).